Is your car insurance valid when travelling abroad?  

The number of people travelling abroad is ever increasing, as is the number of people who are choosing to take their own cars with them. Some people assume that they have the same cover abroad as they do back at home and some people just take the risk instead of having to pay a bit extra.

One of the main recommendations for people travelling abroad with their own car is to get in touch with their provider and find out what cover they have once they have left the country. Depending on whereabouts they will be driving will depend on the cost, sometime the insurer will be able to offer relatively cheap car insurance quotes . Even if someone has fully comprehensive cover, if they do not take out foreign cover they will not receive the same cover abroad.

Some car insurance companies will not charge a fee but most will. This still should not act as a deterrent not to upgrade because if you were unfortunate enough to have an accident whilst abroad the costs would be colossal, so surely having piece of mind is better than worrying about any extra costs you may incur should the unfortunate happen.

Within the EU, UK insurance is valid (even if it does not cover everything) because by law all policies must offer the minimum required, however, many UK insurance packages do not cover travel for outside the EU. Therefore, you risk driving illegally! When buying your cheap car insurance , always double check about any extra fees for travelling abroad if you are planning on doing so and ensure you know what cover you have during your time abroad.